The primary portfolio focus is growth with a 90% allocation to equities to provide long-term growth with a tactical sector tilt and enhanced beta exposure. The equity portion of the portfolio is comprised of index based funds targeting the S&P 500 and the Nasdaq 100. Second, the portfolio adds a small enhanced beta exposure (target is 5% or less), that provides enhanced returns during bull markets. This enhanced beta is a derivative product and is highly volatile but is partially counterbalanced with an allocation to short term treasuries. The fixed income portion is comprised of short-term treasury bonds (for the purpose of providing reserves to make purchases during down periods and to partially counterbalance the enhanced beta exposure) and Collateralized Loan Obligations, CLOs, which are added for their investment grade rating and attractive yields.