College/Education

Graduate school is becoming an increasingly common step for students and professionals looking to advance their careers. Yet, the financial reality is changing—and fast. With the elimination of Grad PLUS loans beginning July 1, 2026, and new federal borrowing limits under the  One Big Beautiful Bill Act (OBBBA) , students and families will need to rethink how they pay for graduate and professional education. This guide explains the new rules, compares your options, and outlin