Tax Planning

As 2025 comes to a close, many families, retirees, and business owners are taking a fresh look at their charitable goals. This year is particularly important because the  One Big Beautiful Bill Act (OBBBA)  introduces meaningful tax changes starting in 2026. These changes affect how charitable deductions may be valued in the years ahead, making strategic year-end planning especially valuable. While charitable giving starts with generosity, thoughtful coordination can help you

In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA). At Rigden Capital, we often see clients shy away from HDHPs. The acronyms alone can be inducing, and the concept of a "high deductible" sounds antithetical to

tax planning

As the year draws to a close, it’s the perfect time to pause, reflect, and take proactive steps to align your financial life with your goals. A structured year-end review ensures you’re maximizing opportunities for tax efficiency, fine-tuning your investments, and entering the new year with confidence. Below, you’ll find two tailored checklists—one for individuals still in their working years and another for those enjoying retirement. For Working Individuals: Positioning for

The SECURE Act 2.0, signed into law in late 2022, introduced several updates to retirement and education savings. One provision that has...

October 8th is  World Financial Planning Day  — a global reminder of the value of taking time to review your financial goals and...

For retirees who give charitably, Qualified Charitable Distributions (QCDs) are one of the most tax-efficient ways to support a cause....

Most retirement savers know that withdrawing from an IRA or 401(k) before age 59½ generally triggers a 10% early withdrawal penalty, in...

Understanding rental property taxes means knowing the difference between cash flow and taxable income. Learn how depreciation, mortgage interest, and principal payments impact your bottom line, and why IRS rules can make taxable income much lower than actual cash flow.

When it comes to wealth transfer and estate planning, few numbers are as closely watched as the federal estate tax exemption. This figure...

When it comes to preparing your tax return, one of the most important decisions you’ll make is selecting the right filing status. Your...

When Congress passed the 2025 “One Big Beautiful Bill” (OBBB), the headlines came fast and loud. Some news outlets and even a Social...

A common questions retirees face is whether they need to make estimated tax payments throughout the year. The answer depends on your...

In early 2025, the “One Big Beautiful Bill” (OBBB) introduced a brand-new program designed to give children a financial head start: ...

Protect Your Business and Personal Wealth with a Customized Financial Safety Net Designed for Long-Term Resilience and Strategic Growth.

Optimize Your Business Structure for Tax Efficiency with a Strategic Entity Selection Plan Tailored by Experienced Wealth Advisors.

When it’s time to move on from your current home, whether due to a job relocation, upsizing for a growing family, or simply a lifestyle...

On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces...

Changes for equity investors and potential actions to consider in response  On July 3, 2025, Congress passed and on July 4 th  the...

When it comes to equity compensation, companies often offer employees stock-based incentives to align interests and reward performance. Three common forms of equity compensation are Incentive Stock Options (ISOs) , Non-Qualified Stock Options (NQSOs) , and Restricted Stock Units (RSUs) . While they share the goal of providing employees with ownership opportunities, they differ significantly in structure, eligibility, and taxation. This article breaks down these differences an