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Insurance


Caregiving Is a Financial Event: Whether You Plan for It or Not
Caregiving is no longer a rare or short-term responsibility. Millions of Americans are balancing full-time careers while caring for children, aging parents, or other dependent family members. For many, this happens simultaneously—placing them squarely in the sandwich generation. Yet caregiving is still rarely treated as a financial planning priority. Most families assume caregiving will be temporary, manageable, or something they’ll “figure out as they go.” Unfortunately, tha
Jan 23 min read


The Stealth Wealth Vehicle: Why We Love The HSA (Under Three Strict Conditions)
In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA). At Rigden Capital, we often see clients shy away from HDHPs. The acronyms alone can be inducing, and the concept of a "high deductible" sounds antithetical to
Nov 21, 20257 min read


How Often Should You Review Your Insurance Policies?
Insurance plays a central role in protecting your financial well-being. While investments and savings help you grow wealth, insurance...
Sep 2, 20253 min read


Creating a Financial Safety Net for Business Owners: A Strategic Approach to Long-Term Stability
Protect Your Business and Personal Wealth with a Customized Financial Safety Net Designed for Long-Term Resilience and Strategic Growth.
Aug 27, 20253 min read


Unlocking the Power of a Health Savings Account (HSA): Triple Tax Advantages and Long-Term Potential
For many individuals and families, managing healthcare costs can feel like navigating a maze, especially when planning for both current...
Aug 1, 20253 min read
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