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Investing


Year-End Financial Planning Checklist: Setting the Stage for 2026
As the year draws to a close, it’s the perfect time to pause, reflect, and take proactive steps to align your financial life with your goals. A structured year-end review ensures you’re maximizing opportunities for tax efficiency, fine-tuning your investments, and entering the new year with confidence. Below, you’ll find two tailored checklists—one for individuals still in their working years and another for those enjoying retirement. For Working Individuals: Positioning for
Nov 113 min read


Rolling Over 529 Funds to a Roth IRA
The SECURE Act 2.0, signed into law in late 2022, introduced several updates to retirement and education savings. One provision that has...
Oct 243 min read


World Financial Planning Day: A Reminder to Get Financially Fit
October 8th is World Financial Planning Day — a global reminder of the value of taking time to review your financial goals and...
Oct 93 min read


Pursue Your Financial Goals with Fee-Only Financial Advice and Wealth Management
When it comes to securing your financial future, clarity and trust are non-negotiable. That’s why fee-only financial advice—paired with comprehensive wealth management—offers a powerful framework for long-term success.
Oct 14 min read


Estate Tax Exemption in 2025 and Beyond: What the OBBBA Means for Families
When it comes to wealth transfer and estate planning, few numbers are as closely watched as the federal estate tax exemption. This figure...
Sep 263 min read


Real Estate Investing: Fiduciary Strategies for Long-Term Wealth
Investing in real estate can be a valuable way to pursue long-term wealth building, depending on individual goals and circumstances. But...
Sep 244 min read


What to Expect as a New Client at Rigden Capital Strategies
Starting a new financial advisory relationship is an important step, and at Rigden Capital Strategies, we want every client to feel...
Sep 92 min read


Why Physical Real Estate May Not Belong in Your IRA
For many investors, real estate is a cornerstone of building wealth. It provides potential appreciation, steady rental income, and...
Sep 84 min read


Diversification of Personal Wealth Beyond the Business: A Strategic Imperative for Entrepreneurs
Preserve Your Legacy and Protect Your Wealth: Strategic Diversification Beyond the Business for Long-Term Financial Confidence.
Sep 33 min read


How Often Should You Review Your Insurance Policies?
Insurance plays a central role in protecting your financial well-being. While investments and savings help you grow wealth, insurance...
Sep 23 min read


What Are Trump Accounts for Kids?
In early 2025, the “One Big Beautiful Bill” (OBBB) introduced a brand-new program designed to give children a financial head start: ...
Aug 283 min read


Creating a Financial Safety Net for Business Owners: A Strategic Approach to Long-Term Stability
Protect Your Business and Personal Wealth with a Customized Financial Safety Net Designed for Long-Term Resilience and Strategic Growth.
Aug 273 min read


Parent-Owned 529s vs. Grandparent-Owned 529s: What Families Should Know
Saving for a child’s education is one of the most impactful financial gifts a family can give. A 529 college savings plan is often the...
Aug 253 min read


Why Diversification Matters More Than You Think
According to academic research, most individual stocks underperform the market over their lifetimes, and many fail to outperform even conservative investments like Treasury bills.
Aug 222 min read


Building Retirement Wealth Outside the Business: A Strategic Guide for Entrepreneurs
Secure Your Financial Future by Building Retirement Wealth Beyond Your Business with a Diversified, Tax-Efficient Strategy Tailored to Entrepreneurs.
Aug 203 min read


Setting Up Tax-Advantaged Retirement Plans: A Strategic Guide for Long-Term Wealth Preservation
Maximize Retirement Wealth with a Customized, Tax-Advantaged Plan Designed for Long-Term Growth and Regulatory Confidence.
Aug 63 min read


Business Succession Planning: Securing Your Legacy and Future Growth
Business succession planning ensures continuity, protects enterprise value, and minimizes tax exposure during leadership transitions.
Jul 233 min read


Student Perspective: Will My Roth IRA Hurt My Financial Aid?
If you’re a student with a custodial Roth IRA from summer jobs or side gigs, you’re already ahead financially. But when applying for...
Jul 212 min read


Parent Perspective: Does My Roth IRA Impact My Child’s Financial Aid?
As a parent, you’ve done the responsible thing: saved for retirement in a Roth IRA, and maybe even kept it in mind as a backup for...
Jul 173 min read


Dollar Cost Averaging (DCA)
Dollar cost averaging is an investment strategy where you contribute a fixed amount of money at regular intervals—regardless of market conditions.
Jul 163 min read
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