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Social Security Benefits Are Increasing in 2026 — Here’s What That Means for Your Retirement Plan
Each fall, the Social Security Administration (SSA) announces the annual Cost-of-Living Adjustment (COLA) , which determines how much benefits will increase to help keep up with inflation. For 2026, Social Security benefits are set to increase by approximately 2.8% . While this adjustment is automatic, it plays a very real role in your retirement income plan, especially if you’re currently receiving benefits or planning to claim them within the next few years. Below, we bre
Oct 24, 20253 min read


Rolling Over 529 Funds to a Roth IRA
The SECURE Act 2.0, signed into law in late 2022, introduced several updates to retirement and education savings. One provision that has...
Oct 24, 20253 min read


Small Business Loans - A Starting Guide
Acquiring an existing business is one of the most common reasons entrepreneurs seek small business financing—especially in Colorado, where the economy supports diverse industries like retail, services, and technology. Whether you’re buying into a proven operation or taking over a growing company, understanding your funding options is key to making a confident move. 1. Overview of Financing Options The U.S. Small Business Administration (SBA) guarantees several types of loans
Oct 20, 20255 min read


Paying Your College Bill Is Different for 2025–26
As families begin receiving their 2025–26 college tuition bills, the strategies for covering costs may look very different from prior...
Oct 10, 20254 min read


World Financial Planning Day: A Reminder to Get Financially Fit
October 8th is World Financial Planning Day — a global reminder of the value of taking time to review your financial goals and...
Oct 9, 20253 min read


New IRS Reporting for Qualified Charitable Distributions (QCDs): What You Need to Know for 2025
For retirees who give charitably, Qualified Charitable Distributions (QCDs) are one of the most tax-efficient ways to support a cause....
Oct 7, 20253 min read


Should You Buy or Lease Your Next Car?
When it comes to getting behind the wheel of a new vehicle, the decision often comes down to one important question: Should you buy or...
Oct 6, 20253 min read


Accessing Retirement Funds Before 59½: Understanding SEPP Rule 72(t)
Most retirement savers know that withdrawing from an IRA or 401(k) before age 59½ generally triggers a 10% early withdrawal penalty, in...
Oct 3, 20253 min read


Pursue Your Financial Goals with Fee-Only Financial Advice and Wealth Management
When it comes to securing your financial future, clarity and trust are non-negotiable. That’s why fee-only financial advice—paired with comprehensive wealth management—offers a powerful framework for long-term success.
Oct 1, 20254 min read


Estate Tax Exemption in 2025 and Beyond: What the OBBBA Means for Families
When it comes to wealth transfer and estate planning, few numbers are as closely watched as the federal estate tax exemption. This figure...
Sep 26, 20253 min read


Real Estate Investing: Fiduciary Strategies for Long-Term Wealth
Investing in real estate can be a valuable way to pursue long-term wealth building, depending on individual goals and circumstances. But...
Sep 24, 20254 min read


Choosing the Correct Tax Filing Status
When it comes to preparing your tax return, one of the most important decisions you’ll make is selecting the right filing status. Your...
Sep 22, 20254 min read


Social Security Tax Changes: Separating Fact from Fiction
When Congress passed the 2025 “One Big Beautiful Bill” (OBBB), the headlines came fast and loud. Some news outlets and even a Social...
Sep 15, 20254 min read


What to Expect as a New Client at Rigden Capital Strategies
Starting a new financial advisory relationship is an important step, and at Rigden Capital Strategies, we want every client to feel...
Sep 9, 20252 min read


Why Physical Real Estate May Not Belong in Your IRA
For many investors, real estate is a cornerstone of building wealth. It provides potential appreciation, steady rental income, and...
Sep 8, 20254 min read


Diversification of Personal Wealth Beyond the Business: A Strategic Imperative for Entrepreneurs
Preserve Your Legacy and Protect Your Wealth: Strategic Diversification Beyond the Business for Long-Term Financial Confidence.
Sep 3, 20253 min read


How Often Should You Review Your Insurance Policies?
Insurance plays a central role in protecting your financial well-being. While investments and savings help you grow wealth, insurance...
Sep 2, 20253 min read


Do Retirees Need to Make Estimated Tax Payments?
Understanding Estimated Taxes Estimated tax payments are the IRS’s way of ensuring taxes are collected as income is earned. This approach prevents taxpayers from waiting until they file their annual return. While employees typically have income tax withheld from their paychecks, retirees often receive income from multiple sources that may not have withholding automatically applied. For more information, check out the IRS Tax Withholding and Estimated Tax . Common Retirement I
Aug 29, 20253 min read


What Are Trump Accounts for Kids?
In early 2025, the “One Big Beautiful Bill” (OBBB) introduced a brand-new program designed to give children a financial head start: ...
Aug 28, 20253 min read


Creating a Financial Safety Net for Business Owners: A Strategic Approach to Long-Term Stability
Protect Your Business and Personal Wealth with a Customized Financial Safety Net Designed for Long-Term Resilience and Strategic Growth.
Aug 27, 20253 min read
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