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Tax law doesn’t change often but when it does, the ripple effects can meaningfully impact how much you owe, how much paperwork you need, and which planning strategies actually matter. For your 2025 tax return (filed in early 2026), several notable updates are now in play following the passage of the One Big Beautiful Bill Act (OBBBA). The theme this year is simplicity paired with targeted relief: larger standard deductions, new above-the-line deductions, and meaningful benefi

For years, you’ve handled it all. You’ve researched the funds, tracked the indices, balanced the spreadsheets, and managed the tax transitions. There is a certain pride in being a "DIY investor"—it requires discipline, intelligence, and a high level of control. But as wealth grows, so does complexity. Eventually, there comes a point where "doing it yourself" starts to feel less like a hobby and more like a second full-time job.

Financial planning is often mistaken for a “set it and forget it” task.  In reality, effective planning is an ongoing process that evolves as markets, tax laws, and personal goals change. At Rigden Capital Strategies, our approach emphasizes proactive review and thoughtful evaluation of planning strategies as circumstances shift. A recent planning review illustrates how revisiting assumptions and exploring available options can help clients better understand potential tradeof