All Insights

As 2025 comes to a close, many families, retirees, and business owners are taking a fresh look at their charitable goals. This year is particularly important because the  One Big Beautiful Bill Act (OBBBA)  introduces meaningful tax changes starting in 2026. These changes affect how charitable deductions may be valued in the years ahead, making strategic year-end planning especially valuable. While charitable giving starts with generosity, thoughtful coordination can help you

In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA). At Rigden Capital, we often see clients shy away from HDHPs. The acronyms alone can be inducing, and the concept of a "high deductible" sounds antithetical to

Lately, many investors have been concerned about tech stocks dropping and talk of a big "bubble" ready to pop. But let's take a moment to breathe—it's not as bad as it seems. What we're seeing is just a normal pause where people rethink their excitement. Stocks have been strongly climbing, and these little hiccups help keep things from getting out of hand (while letting some steam off). Let's break it down simply: cut through the hype, look at the real numbers, and see why th