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Your Medicare IRMAA Guide For Retirement and More
Retirement is supposed to be the time you stop worrying about income, but for many higher earners, Medicare throws a curveball: IRMAA.
Dec 3, 20255 min read
Charitable Planning to Wrap Up 2025: Strategies to Maximize Your Impact and Your Tax Benefits
As 2025 comes to a close, many families, retirees, and business owners are taking a fresh look at their charitable goals. This year is particularly important because the One Big Beautiful Bill Act (OBBBA) introduces meaningful tax changes starting in 2026. These changes affect how charitable deductions may be valued in the years ahead, making strategic year-end planning especially valuable. While charitable giving starts with generosity, thoughtful coordination can help you
Dec 1, 20254 min read
The Stealth Wealth Vehicle: Why We Love The HSA (Under Three Strict Conditions)
In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA). At Rigden Capital, we often see clients shy away from HDHPs. The acronyms alone can be inducing, and the concept of a "high deductible" sounds antithetical to
Nov 21, 20257 min read
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