World Financial Planning Day: A Reminder to Get Financially Fit
- Christian West
- Oct 9
- 3 min read
October 8th is World Financial Planning Day — a global reminder of the value of taking time to review your financial goals and strategy. Whether you’re just getting started or refining a well-established plan, it’s a great opportunity to pause and ask: Is my financial plan still aligned with the life I want to live?
Financial fitness isn’t about perfection — it’s about progress. Just as with physical health, consistency and good habits make all the difference. Here are a few simple yet meaningful steps to help strengthen your financial foundation:
1. Review Your Financial Plan
Take a holistic look at your goals, cash flow, investments, and insurance. Life changes — and your plan should evolve with it. If it’s been more than a year since your last review, this is a good time to revisit it.
2. Revisit Your Savings Strategy
Evaluate whether you’re contributing enough to take advantage of available employer matches or tax-advantaged accounts such as 401(k)s, IRAs, or HSAs. Even small, consistent increases can have a lasting impact over time.
3. Understand Your Investments
Know what you own and why you own it. Your investment strategy should reflect your goals, time horizon, and comfort with risk — not short-term market movements.
4. Protect What You’ve Built
Review your insurance coverage and estate planning documents. Adequate protection and thoughtful estate planning help ensure your wealth benefits the people and causes that matter most.
5. Plan for Life Beyond the Numbers
Financial planning isn’t just about accumulating assets — it’s about aligning your money with your values. Whether that means funding a passion project, supporting family, or creating lasting community impact, your plan should reflect what matters most to you.
Taking these steps can help you move toward greater financial clarity and confidence — one intentional decision at a time.
If you’d like to review your current strategy or explore ways to align your plan with your goals, We’d be happy to help you take the next step toward a more secure financial future.
About Rigden Capital Strategies
Rigden Capital Strategies was founded on a simple belief: financial advice should be personal, transparent, and centered around your goals—not built on generic models or product-driven sales. With decades of combined industry experience, we’ve developed a process grounded in three core values: value, integrity, and progress.
As a fee-only fiduciary, we provide personalized, goals-based wealth planning services designed to adapt with your life. Our services include investment management, retirement and tax planning, and estate coordination. We use a mix of active and passive strategies to help clients navigate market changes with clarity and confidence.
We believe in building real relationships and delivering clear, actionable strategies—focused on long-term planning and aligned with your objectives.
Your Goals. Our Strategies. Together let’s make your goals happen.
Disclosure: This content is for informational and educational purposes only and should not be interpreted as financial, legal, or tax advice. While we strive for accuracy, we do not guarantee the completeness or reliability of the information provided. Investment decisions should be based on individual circumstances, and we recommend consulting a qualified professional before implementing any financial, legal, or tax strategies. Past performance is not indicative of future results, and all investments carry risks, including potential loss of principal. No investment strategy can guarantee success or protect against loss in all market conditions. Investors should carefully consider their risk tolerance, investment objectives, and financial circumstances before making investment decisions.
